High Yield Savings Rate » high yield savings

Alliant Credit Union high yield savings at 2.00%APY

hysr — Wed, 03 Feb 2010 05:10:00 +0000

Alliant Credit Union is offering a high yield savings account at 2.00%APY. The credit union pays dividend monthly on accounts with average daily balance of $100 or more. Becoming a member of the credit union requires a $5 minimum deposit but there is no maximum balance limit.

With the high yield savings account comes a convenience card which will allow you to make cash withdrawals of up to $500 per day. You can also make deposits of up to $10,000 per day.

Organized in 1935 by a small group of United Airlines employees, Alliant now ranks as the 7th largest credit union in the country.

Alliant has several locations in Illinois, Colorado, California and Virginia.

Prosper.com investing estimated portfolio returns up to 13%

hysr — Wed, 30 Sep 2009 19:31:24 +0000

Looking for a high yield savings rate but can’t find one? High yield savings rates are harder to find these days as savings account rates continue to fall. True to many, high yield savings are still one of the preferred ways of saving money while at the same time earn some returns.

For folks who are always looking for ways of making their money work for themselves, options are many. For example, you can invest your funds in a Peer-to-Peer Lending. This type of investment is very popular these days competing banks that offer good returns.

One Peer-to-Peer Lending that has 860,000 members is Prosper.com. With a total funded loans of $180,000,000 as of this writing, one can make an estimated portfolio return of up to 13%. Now, that’s something that banks can’t give you.

Prosper works like any other Peer-to-Peer lending. You invest your money directly to people who are in need of funds. It’s a risky investment build on trust. However, you have access to each borrower’s credit history. You can then place a bid with the minimum rate you want to earn. With Prosper, one can start with just $25.

In addition, you have a choice on how to invest either listing directly from borrowers or bidding on Notes offered for sale on the Trading Platform. Note that you cannot start investing unless you become a member of Prosper — a process that requests basic information from you.

Schwab Bank High Yield Savings September 2009

hysr — Sun, 20 Sep 2009 04:35:08 +0000

Schwab Bank is offering a high yield investors savings with a competitive interest rate of 1.05% variable APY regardless of account balance with no account minimums or monthly service fees.

Among the features of Schwab Bank high yield investors savings are:

Transfer money to and from your High Yield Savings account.
View all your Schwab accounts—Bank, brokerage, 401(k), and more—in one place when you log in to the New Schwab.com.
Set up Direct Deposit so that all or a portion of your regular monthly income is automatically deposited into your Schwab Bank Savings Account.
Use any ATM worldwide—we’ll reimburse any fees you’re charged.

Schwab Bank also secures deposits with FDIC insurance up to $250,000 per account holder.

Metro Credit Union high yield savings 1.50%APY

hysr — Fri, 04 Sep 2009 23:39:10 +0000

Metro Credit Union offers a high yield savings at 1.50%APY on balances of $50,000 or more. The credit union’s average percentage yield vary depending on daily balances and may change after account opening.

Balances up to $9,999 earn 0.50%APY, balances of $10,000 to $24,999 earn 1.40%APY and 1.45%APY for balances of $25,000 to $49,999.

Minimum opening deposit required is $50,000. This offer is available for personal accounts only.

Metro Credit Union is federally insured by the National Credit Union Administration.