Savings rates may be down but to a saver who wants to earn more while saving, research is all it takes to get to a bank or financial institution that offers a higher savings rate.
Take for example, the following:
- Lending Club is offering a whopping 9.61%. It’s a peer lending and operates like a bank except that you decide where to direct your investment.
- EverBank is offering a 3 month bonus rate on its high yield money market account at 3.01%.
- ShoreBank Direct online savings is at 2.05%APY.
- Ally Bank offers an online savings account at 1.95%APY.
- WTDirect savings account is at 1.76%APY on account balances of $10,000 and more.
The savings rate offered are very competitive rates but they do fluctuate.
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