1. Open a new convenience checking account online or in any of TCF’s branch locations; and

2. The new opened checking account must have a total of 10 qualifying transactions posted to the account within 60 calendar days of account opening.

There is no minimum balance and no monthly maintenance fee with a TCF checking account provided you have:

1. $500 or more in qualifying deposits, or

2. 10 qualifying withdrawals in 30 days, or

3. $2,500 minimum in combined balances.

Qualifying transactions are paid bill payments, paid ACH payments, check card purchases and paid checks. After you have been found qualified, the $100 cash bonus will be credited to your account within 3 business days following the date you meet the qualifying circumstances.

Please note that this offer is open to individuals and small businesses without a TCF checking account in the past 90 days. So, if you have one within those 90 days then you are not qualified. Only $25 is required by the bank to open a personal non-interest bearing checking account and $100 for business non-interest bearing checking account.

The TCF Bank Checking Challenge expires September 30, 2011 so you better hurry if you want to avail of the $100 free cash.

If interested, you can also check promotions from other banks like Chase and PNC.

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The current customer will receive the $25 bonus when the new customer is found qualified to open an eligible deposit account with the bank.

On the other hand, if you are the new customer, you must meet the following bank requirements before you get the $25 refer-a-friend bonus:

1. You must open an eligible account online which could be one of the following:

• An online savings account, which currently is at 1.10%APY with $500 minimum initial deposit
• A certificate of deposit, which currently is at 2.20%APY for a 5 year term CD with $2,5000 minimum initial deposit, or
• A money market account, which currently is at 1.00%APY for a $10,000 balance. Minimum initial deposit required is $2,500

2. When you apply, you must enter your Refer-A-Friend codes in your application form. This is how you do it:

• From the drop down menu, select “Refer-a-Friend” from “How Did You Hear About Us”
• Enter your Referral Code, then
• Enter your Offer Code

The referral and the offer codes are:

• Referral Code: 0000877426
• Offer Code: RAF911E1

3. You must maintain the minimum initial deposit for 60 days from the beginning of funding the deposit account.

If you meet the above requirements, both you and your referring friend will each receive the $25 bonus. The $25 bonus will be credited to your account within 8 weeks from the date the terms of the offer are satisfied.

Discover has a 5 star safe and sound rating and is FDIC insured up to the maximum of $250,000 per depositor and per deposit category.

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If you don’t want to refer a friend but still wants to earn extra money, you could also earn $125 by opening a Chase checking account. This is different from the refer a friend bonus that was previously mentioned. This is another free money that Chase is giving out to new customers who opens up a new checking account with them. But, here is the catch before you get that $125 bonus:

1. You need to open up a new Chase checking account;

2. You must make at least $100 opening deposit within 60 days of account opening, which must be new money or money not held by Chase; and

3. You must set up a direct deposit within 60 days of account opening.

If you accomplish the above requirements, that’s the time you receive your $125 bonus. Note that this offer expires October 7, 2011 so if you want to avail of this checking promotion by Chase then you better hurry.

Also, there is another thing that you should take into consideration before opening a Chase checking account. If you don’t like paying a monthly service fee then a Chase checking account is not right for you since a Chase checking account eligible for this bonus have monthly service fee or monthly maintenance fee that starts $10-$15 and can be different by market condition. But there are ways you can avoid this fee. All you need to do is check with a banker how to avoid paying a monthly service fee when you open a checking account with them.

This offer is not available to existing customers of Chase and the bonus cannot be used as the opening deposit. Bonus will be credited to your new checking account within 10 days of receiving your first direct deposit. Avoid closing your account within 90 days because if you do you will be charged an account closing fee of $25.

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Note that, in order to qualify for the PNC bonus, the new personal checking account must be opened online on or before May 31, 2011 and a qualifying direct deposit totalling at least $750 must be received in addition to the requirements indicated below.

You will earn your first $100 when you open a select virtual wallet product from PNC.

Overview:

• $100 reward with qualifying Direct Deposit and 10 purchases with your PNC Bank Visa Check Card
• Interest on balances and manage checking, short-term savings and long-term savings in one place
• Unlimited check writing, free ATMs and free mobile banking
• Link a PNC Credit Card to your account for more relationship rewards

Features:

• Money Bar lets you see your balances at a glance and transfer funds with a simple slide
• Calendar helps you track bills, payments and paydays in one place
• Danger Days show up in a Calendar when you are at risk of overdrawing your account
• Punch the Pig lets you transfer money to savings
• Wish List helps you keep track of things you are saving for and watch your progress

Free Banking Services:

• No monthly service charge when your average monthly balance is $1,500 or when you have a combined balance of $10,000 in PNC money  market, loan, investment or mortgage account
• A competitive rate growth account
• The PNC points program that lets you earn reward points for most of your everyday banking

The Perks:

• Free use of the 6,500+ PNC ATMs and reimbursement of non-PNC bank ATM transactions
• Free account transfers, email alerts and mobile banking
• 24/7 access to online statements and bill pay
• Unlimited check writing and a free PNC Bank Visa Check Card

The Rewards:

• Low balance transfer rate for your first 24 billing cycles and four PNC points per dollar for every qualifying purchase you make with a PNC Flex Visa
• 50% bonus on the points you earn with a Virtual Wallet with Performance Spend Account and a PNC points Visa
• Earn a minimum of 1.25% cash back with the PNC CashBuilder Visa Credit Card if you prefer cash
• Plus, enjoy rate discounts on qualifying loans with automatic payment plans

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